AAA Mortgage Solutions

Why obtain pre-approval?

By admin | 13 Jul 2015

PEACE OF MIND – A pre-approval gives you the confidence of knowing how much you can borrow when buying a property.

JUMP THE QUEUE – Your home loan pre-approved enables you to seize the opportunity and act quickly when you find the property you want.

STRONGER BARGAINING POWER – A pre-approval can sometimes help you negotiate a better price with the seller, especially if there are fewer stringent conditions upon the sale.

ABILITY TO BID AT AUCTIONS – Under the conditions of a cash contract, a pre-approval allows you to bid at auction for the property of your choice. However, you will be responsible to meet the rest of your obligations under the contract if unconditional approval is not obtained. You should seek advice on the contract before bidding at an auction.

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