Posts categorised as 'Mums and dads'
Property buyers are increasingly turning to mortgage brokers
Excuse the humble brag, but property buyers are turning to mortgage brokers in record numbers. Here’s why that’s great news for the both of us. Ok, ok, sure, we know we’re beating our own drum a little here. But there’s a good reason why, we promise. Firstly, it’s fantastic to see that at a time Read More
Ensure your travel insurance isn’t voided these holidays
Tipsy topples, scooter smashes, sporting sprains and medical mishaps – before you go jet-setting overseas these holidays we’ll explore the most common ways travel insurance policies are voided. Travel insurance is a critical consideration for any overseas holiday. But all too often we forget to read the fine print of our travel insurance product disclosure Read More
Is your interest-only loan about to end?
It’s the end of the road for 900,000 borrowers on interest-only loans, as they’ll be automatically switched to principal and interest loans this year. Now’s the time to check whether or not you should start considering other options. Back in 2014-15 – at the height of the property boom – some 900,000 interest-only loans were Read More
7 school holiday ideas that won’t break the bank
We’re midway through January and you’ve managed to stay sane. Well, we hope so anyway! Here are seven budget-friendly ideas that’ll help keep the kids off their screens throughout the last two weeks of school holidays. If you’re increasingly tempted to preserve your sanity by caving in and allowing your kids more screen time, then Read More
New Year, New You!
Each year we make New Year’s resolutions that focus on our health and wellbeing. But how often do we think about improving our finances? Here are five financial New Year’s resolutions that could help you start 2019 with a bang! You might have missed it over the silly season, but the good news for mortgage Read More
APRA to remove restrictions on interest-only home loans
Here’s some good news to kick off 2019: APRA is removing its restrictions on interest-only residential mortgage lending from January 1. The restrictions were put in place as a temporary measure by the Australian Prudential Regulation Authority (APRA) back in March 2017 to encourage lenders to adopt sound lending practices. So why are they being Read More
Banks’ unclear pricing costing frustrated borrowers thousands
Borrowers who don’t shop around due to the banks’ unclear pricing tactics are losing out on an average of $850 a year, an ACCC report has found. Get a load of this: there’s this tactic that the big four banks (ANZ, CBA, NAB and Westpac) use that makes it “difficult” and “frustrating” for borrowers to Read More
Choosing the right investment ownership model
We all know that choosing the perfect investment and getting the timing right are both critical. What people often overlook, however, is selecting the right investment ownership model. How you own your investment – and with whom – is a decision you’ll want to nail from the outset. That’s because the asset ownership structure you select Read More
How much does it cost to own a pet?
We thought we’d have a little fun this week and look at how much it costs the average Aussie family to own a pet. After all, two in three households have one and very few budget for them! Let’s be honest, owning a pet goes hand-in-hand with the great Australian dream of property ownership. So Read More
Season’s Greetings! Wishing you a prosperous 2019!
Didn’t 2018 just fly by? And what a year it was too! The RBA left the official cash rate on hold at 1.5% throughout the entire year – but that didn’t stop the banks sneaking in the odd rate rise of their own. APRA cracked down on the banks to tighten their lending standards – Read More
