Posts categorised as 'Mums and dads'
How the new govt scheme could give you a head start on property.
Did you know that it takes four to seven years for the average household to save a 20% deposit for their first home and avoid paying lender’s mortgage insurance? However, a new scheme promises to drastically reduce that time by dropping the required deposit to just 5%. As you may have seen, the Coalition government Read More
Found an account transaction error? Don’t foot the bill.
Most of us have found ourselves in a sticky situation where we’ve spotted an unauthorised or mistaken transaction on our bank account or credit card statement. Here’s how to avoid footing the bill. The average Australian makes about 480 electronic transactions each year – and that number is rising quickly. Amongst these daily transactions, both Read More
Will the RBA cut the cash rate this month?
We don’t like to dust off the old crystal ball and speculate very often, but there’s been so much noise about whether the RBA will cut the official cash rate this Tuesday that we feel compelled to address it. 30 meetings in a row. That’s how long the RBA has kept the record low official Read More
5 ideas to help first home buyers break into the property market
While housing affordability is improving across the country, for many young first home buyers cracking into the property market can feel like breaking into a fortress. Here are five ideas that can help bust down that door. Housing affordability for new mortgage borrowers in Australia will continue to improve over the next 12 months because Read More
With home loan interest rates dropping, is it time to pull the cord?
Fixing your home loan while rates are dropping is a bit like pulling the ripcord on a parachute. If you do it early you’ll get a steady ride but may miss out on a bit of action. But if you leave it too late things might get a little messy. To fix the rate or Read More
7 simple ways to protect your home these Easter holidays
The Easter holidays are a great time to get away with the family. Unfortunately, this means they’re also a prime time for burglars to target your unoccupied home. Here are seven simple ways to deter uninvited guests from entering your property these holidays – sorry Easter Bunny! Get this: in 2017 there were 225,900 recorded Read More
How to welcome a baby into the family and stay on budget
Welcoming a baby into your family is one of the most joyous occasions of your life. But just like anything worth celebrating (such as your wedding day or buying your first property), it’s not without its expenses. How quickly they grow! The bills, that is. Did you know it costs roughly $300,000 to raise a Read More
Making the most of the instant asset write-off
Cash flow is like your daily hit of caffeine. You don’t really notice how important it is for your business until you’ve got to try and operate without it. Today we’ll look at how the recently expanded instant asset write-off initiative can help out in that area. Budget week is always hectic. You’re bombarded with Read More
What the 2019 federal budget means for your family’s finances
With a federal election due in May, the 2019 federal budget is more a series of election promises than it is a set-in-stone budget. That aside, here are some of the more interesting talking points and what they’ll mean for your family’s monthly budget. The winners from the 2019 federal budget are middle-income workers, small Read More
The many hats we wear
Actors act. Cleaners clean. Taxi drivers drive taxis. Mortgage brokers? Well, we don’t just do mortgages. Here are the other aspects of your life we can help with when it comes to your financing options. Look, we’re not saying we’re as versatile as firefighters – fetching cats from trees, appearing in calendars, or you know, Read More
