Posts categorised as 'First home buyers'
Having Trouble Meeting Monthly Repayments?
Debt consolidation involves consolidating a range of different debts into one single loan that has a lower overall interest rate. The greatest advantage of this is the potential to enjoy savings on the monthly repayments, potentially cutting hundreds – even thousands of dollars from your overall interest bill. There are other benefits as well. You Read More
NEVER TOO EARLY: OBTAINING YOUR PRE-APPROVAL
You’ve been mulling it over for some time, and now it’s a reality: you’re going to be moving home next year! Whether you’re purchasing your first residence, upsizing, downsizing or sea-changing – moving home is an important rite of passage that marks a new stage in your life. Word to the wise: before you buy Read More
The benefits of making extra repayments to make your money work harder.
Home ownership has long been touted as the great Australian dream, but nobody wants to live with a mortgage forever. If you can afford to pay more than the minimum repayments on your mortgage, it may help you save money in the long term. How does it work? Your minimum monthly repayments go towards paying Read More
Was it easier to save for a house 25 years ago?
25 years ago, the internet was still a decade away and much of the technology we take for granted today hadn’t even been developed. It was a time when we spent less and had lower credit card debt, but job security was threatened by high unemployment. The recession in the early ’90s saw interest rates Read More
Our top tips in negotiating a pre-auction sale: Things to consider before making an offer in advance
High auction volumes and clearance rates across Australia confirm it’s a popular way to sell and buy property, but could striking a deal before the auction date be a sure-fire way of landing the home of your dreams? Pre-auction negotiation may not be for everyone and in this article we investigate a few things you Read More
Top 5 home buying risks and how to avoid them.
Whether you’re buying your first home, upsizing or downsizing, the process can be scary and stressful. Not to mention expensive. That’s why it’s important to be ready and aware of the biggest risks you can encounter when buying a home. By knowing what can go wrong, you can take steps to avoid it. Being unprepared Read More
Need additional funds for any reason? A personal loan can be customised to suit your needs.
You can borrow a sum and repay it weekly, fortnightly or monthly over a loan term from a year to several years. It can be a much faster way to cover your costs than added them to your home loan or putting in on your credit card. Typically personal loans have lower interest rates and Read More
Bank of Mum and Dad is becoming the go to bank for first home buyers
It’s always been a bank you can trust, but just how popular is the bank of mum and dad? New research shows that half of Gen Y couples now need financial help from their parents to get into the property market. Parents love to tell their kids they’ve ‘never had it so good’, but when Read More
What are the main areas to focus on when tidying up your money?
We are marching through the final few weeks of 2016, speedily heading towards the most expensive part of the year: Christmas and the summer break. Before you get lost in the madness that is likely to ensue, now is the perfect time of year to sort out your finances and learn to manage your money Read More
Thrifty Spring savings
Look forward to a relaxed summer holiday and lavish Christmas with a little springtime saving. Swap movie nights for starlight picnics Save on expensive movie tickets and popcorn and enjoy the great outdoors. With longer days and milder weather, pack a picnic dinner, grab your friends and family and enjoy dusk in the park. BYO Read More
