Posts categorised as 'Investors'

13/02/2020

Are you being stung by the loyalty tax?

Investors Mums and dads News

Once upon a time you were rewarded for loyalty. But borrowers with older mortgages are typically paying a higher interest rate than customers on new loans, confirms the Reserve Bank of Australia (RBA). The RBA’s study finds that the difference in interest rates between new and outstanding variable-rate home loans increases with the age of Read More

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30/01/2020

How to increase your property’s value by up to 10%

Investors Mums and dads News

Properties with high energy-efficiency ratings typically sell for up to 10% more, a review of international research shows. The review, which was conducted by the University of Wollongong, compiled research undertaken in 14 countries and included data from the Australian Capital Territory (ACT), which is the only Australian jurisdiction to require that sellers disclose the Read More

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23/01/2020

Why don’t lenders drop my repayments when the interest rate falls?

First home buyers Investors Mums and dads News

A question that’s been popping up a bit lately has been ‘why didn’t my lender reduce my repayments when the interest rate fell last year?’ It’s a good and timely question considering the big four bank economists all expect the RBA to cut the cash rate by 25 basis points to a new record low Read More

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15/01/2020

How to avoid underinsuring your home

First home buyers Investors Mums and dads News

With Australia currently enduring its worst bushfire season on record, we all want to do our little bit to help out, so today we thought we’d discuss the important topic of underinsurance. Indeed, researchers are warning that the nation is facing an underinsurance crisis, according to a recent report by the ABC, with the Insurance Read More

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23/12/2019

Season’s Greetings! Here’s to a prosperous 2020!

First home buyers Investors Mums and dads News

With 2019 drawing to a close, we hope you’re shifting into holiday mode and getting ready to relax and unwind (or, at least, looking forward to a few public holidays!). Hasn’t the year just flown by? It only seems like only yesterday that the RBA cut the official cash rate for the first time in Read More

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20/12/2019

How to spread some free Xmas cheer these holidays

First home buyers Investors Mums and dads News Online Marketing

Did you know there’s around $1.1 billion owed to Aussie families in unclaimed shares, bank accounts and life insurance? With the festive season just around the corner, here’s how to find some long lost funds for you and your family in less than one minute. They say Christmas is a time for giving. But let’s Read More

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10/12/2019

Banks ‘too cautious’ on SME loans: financial regulators

Investors Mums and dads News

The country’s top financial regulators are concerned banks are ‘too cautious’ when it comes to loans for small business borrowers. The Council of Financial Regulators (CFR) – which is chaired by RBA governor Philip Lowe and includes APRA, ASIC and federal Treasury – met to discuss the tight credit conditions for small businesses and the Read More

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05/12/2019

Swipe right to buy your first home

First home buyers Investors Mums and dads News

A new web platform described as a ‘dating app but for home-ownership’ says it can help users enter the property market in half the time it usually takes. Mortgage Mates – the brainchild of Perth-based mates Daisy Ashworth and Jess Vesely – uses algorithms to match you with like-minded individuals who share similar housing preferences Read More

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26/11/2019

SMEs in financial trouble urged to seek a helping hand early

Investors News

Small business owners experiencing financial difficulties are often leaving it too late to seek help from a trusted adviser before going bust. That’s one of the key factors contributing to small business insolvencies being explored by the Australian Small Business and Family Enterprise Ombudsman’s Insolvency Practices Inquiry. Ombudsman Kate Carnell says it’s vital for small Read More

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19/11/2019

Govt moves to free-up lending for SMEs

Investors News

SMEs are set to have better access to finance, with the Australian government making two key moves this month to free-up lending to small business operators. Firstly, Treasurer Josh Frydenberg says he will instruct the corporate watchdog ASIC to tell banks to waive responsible lending standards for small businesses. Mr Frydenberg says while small businesses Read More

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