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Loan Help: When should I reassess my home loan?

You should reassess your home loan at least every 12 months. A change in your circumstances should also prompt a home loan review. This could include:

  • A pay rise and/or new job
  • A growing family
  • Your children beginning to support themselves financially
  • Increasing or decreasing property values
  • At the end of a Fixed Rate period
  • Changing interest rates

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