Hi my name is Larry Vallelonga. I have a Certificate IV in Finance Broking & Marketing and am a Credit Representative for AAA Mortgage Solutions. I’m a member of FBAA, COSL and have accreditations with a vast panel of lenders and insurance institutions.
With over 20 years experience in dealing with customers, my goal has always been to help them achieve their goals and build on lasting relationships. I will work through your specific financial needs and help guide you to an educated solution, keeping you in the loop throughout the entire process.
As a finance broker my aim is to help you achieve your financial goals, whether it be debt consolidation, home loans, investment property loans, business loans, personal loans or car loans. Any finance needs that you may have, please don’t hesitate to contact me for a solution tailored to your specific needs.
I also speak fluent Italian and would be more than happy to help your friends and family members with any financial requirements they may need. I look forward to the opportunity in helping you achieve your financial goals.
Greenwith SA 5125
Larry from AAA mortgage solutions has been beyond fantastic. Larry understood how much the purchase of my first home meant to me and guided me through the process start to finish with such care. He was always available for any questions that I had and was very informative. Larry worked very hard through challenging times with the banks & covid and was able to ensure I received the best possible home loan even going the extra mile with the bank after my paperwork was submitted Larry followed up with the bank to ensure they granted me the new scheme for LMI that was announced just after my paperwork was submitted. Going above and beyond expectations and ensuring I received the best possible. Larry is dedicated & hard working for his clients and I couldn’t recommend him more highly!
A massive thank you to Larry I am now enjoying my first home!
Thank you so much for all your help! Couldn’t have done it without your guidance & of course the sale of the house 🙂
Greenwith S.A. 5125
My name is Rushabh. While writing this testimonial I first want to start with ‘Huge Thank You to Mr. Larry Vallelonga’. It has been an absolutely amazing experience dealing with Larry for my Land and house loan.
It is our first home ownership in Australia. And someone who doesn’t know basic know-hows of loan, mortgages and other fundamental processes, I am and forever will be grateful to Larry for showing and walking me through how the land purchase and mortgage works.
Larry has been exceptionally good in all dealings as well as a thorough professional and gentleman. Larry’s great advice and professionalism helped me get my loan sooner and easier than I expected. In hindsight, I can definitely say that without Larry, our home loan process would have been far more difficult.
On top of all the above attributes mentioned, Larry’s is also extremely patient with his clients. He is ultra-prompt in communication and actions. Rest assured anyone wanting to take a mortgage loan, they will be immensely happy trusting Larry with their valuable finance and processes. I am certainly 100% coming back to Larry for any of our future property purchases.
Once again ‘Thank You Larry’ for your invaluable help, support and advice during my first home purchase.
Mawson Lakes 5095
We chose Larry Vallelonga from AAA Mortgage solutions because he was the only broker to listen to what we needed and to give us the best advice. After so many calls to other companies Larry was the only one that gave us hope and said he’ll help, and he did. I’m so glad we went with Larry he made the process so easy and simple, he talked us through it step by step, he was available anytime we needed him. Larry went above and beyond to make this as simple as possible and to achieve the results we were hoping for, now we are building. Thank you Larry so much for your hard work and effort, you made our dreams come true, we highly recommend you to our family and friends and we will always call you when we need your help.
Regards Chadi and Najwa
Salisbury North S.A. 5108
I chose to go with Larry Vallelonga from AAA Mortgage Solutions, because he did such a brilliant job of obtaining finance for my brother when he bought his first home, and I am so glad I did.
Larry went above and beyond for me. He was available at any time of the day to answer a call, and kept me updated on how everything was progressing through all the different stages. He made sure he was prepared for any scenario with any and all documentation the bank might ask for. Larry would also email the banks late at night so that when they checked their emails in the morning, his email would be the first one they saw.
His hard work on my behalf paid off, as not only did the process go smoothly, but it progressed much faster than anticipated, and he managed to get me a great loan despite the difficulties presented by Covid19.
Thanks so much Larry, I would highly recommend you to anyone wanting to obtain finance.
Adam (first home buyer) Campbelltown S.A. 5074
Being single, self-employed, working in the natural therapies industry, only having one year of income to show and being in the depths of a pandemic would not even get you through the front door with most Mortgage Brokers but not Larry. Larry worked so hard to secure my home loan when others would not even try. He went above and beyond in all areas. Larry’s constant communication meant I always knew where the loan process was at every step of the way. He never gave up even when doors were closed and ended up getting the loan I needed at a respectable rate. I would not hesitate to recommend Larry for all your Mortgage needs. A great guy who always puts your best interests first.
Eudlo QLD 4554
If I could sum up my experience working with Larry and AAA Mortgages in three words it would be, welcoming, personable and diligent. I’m a first home buyer with very little knowledge of the house buying process and Larry was there to not only answer my questions regarding financing but all questions regarding the purchasing process.
Discussing with Larry that I wanted to hold onto my savings, he identified that the Family Guarantor loan was a great option going forward. He then had to immediately organise cross-border bank interviews for my family & valuation on my Family’s property in order to verify available equity, enabling me to fully fund my new property purchase without using my savings. All this had to be done in a timely and calculated manner given the time constraints and the complexity of the loan, which he did and had my home loan Approved within the time frames discussed.
Larry and all at AAA Mortgages were ready to work at my level throughout the process and explained the process thoroughly which reduced the stress caused by this huge step for any first home buyer. Once again I thank AAA Mortgages and especially Larry for their hard work, patience and understanding. I can’t wait to work with them again soon.
Mawson Lakes S.A. 5095
Larry was very knowledgeable and offered different solutions to help me secure my home loan during the COVID crisis when banks were falling behind. I am happy with my experience and current interest rate.
Williamstown S.A. 5351
Larry has been absolutely fantastic in helping us out with buying our first home. The entire process was smooth, start to finish. From our first meeting, we knew we were in good hands. Larry did his research and provided us with options we didn’t even know were available to us, literally saving us thousands of dollars upfront. Larry constantly checked in with us and guiding us through each step, which we really needed being our home. I cannot recommend Larry and the team enough. We are super happy that we now have a place to call our own.
Kieren & Olivia
Mawson Lakes 5095
We would like to thank Larry Vallelonga and his team for getting the loan done.
It was challenging but he got the job done at the end, I would recommend AAA Mortgage Solutions to my friends thanks again for all the hard work 10 out 10.
Michael and Debra
Paralowie S.A. 5108
We are extremely happy with the service provided to us by Larry Vallelonga from AAA Mortgage Solutions. He was professional, friendly & helpful. He was happy to answer all of our questions & kept us up to date with how things were progressing. I would definitely recommend Larry to others, we are very thankful for his help.
Monica and Craig
Burton S.A. 5110
Hi Larry, thanks for making our dream come true. It was a 3 year plan and at no time did you give up on it. From the first time of re financing, to then working around the clock to get the best bank value for our property and then the final build packages from the loan so we could commence our demolition and building our new family home. It would not have happened without you, we are very grateful.
Craig and Amy
Wynn Vale S.A. 5127
Larry has be an outstanding broker throughout my whole loan process. Continuously keeping me up to date and telling me clearly what I need to do. Would highly recommend Larry to anyone.
Blakeview S.A. 5114
“We refinanced with the support of Larry looking for a new lender and a better interest rate. He knew the variety of products available and presented us with advice and options whilst allowing us to make the decisions to get the best deal available. He was always prompt for meetings, via correspondence and would regularly update us on each stage of the process so we were never left wondering whether the application was progressing. Larry’s professional and interpersonal skills meant we never felt any pressure to proceed and could move at our own pace.
The result was a change of lender, a much lower interest rate and receiving an incentive to shift we were previously not aware was an option. All of this was during the rapid adjustments dealing with Covid-19. We can highly recommend Larry as a broker and will continue to deal with him in the future.”
Tom & Ilona
Parafield Gardens S.A.
This is the second time we have used Larry to help us with our finances. We want you to know how much we appreciate the excellent service you provided on our recent refinance application. Your attention to detail, great communication skills, and knowledge of the finance industry made the experience even better than we expected. We won’t hesitate to bring future clients to you, and you can be assured that we will put in a good word for you with all our friends and family.
Thank you again.
Your happy customers
Jose & Rebecca
Golden Grove S.A. 5125
After reading AAA Mortgage Solutions positive reviews on google, I decided to get a quote with them as I had already been approved for a home loan with my bank. I then got introduced to Larry Vallelonga, and I honestly can’t recommend him highly enough! Not only did he get me a better rate and package deal than my bank offered, he also guided me step by step though the process, and made it an extremely easy process to buy my first house! His contacts and knowledge were first class.
I am very excited and extremely grateful for the advice given, as well as the guidance chats we had out of hours as well. I couldn’t of done it this easily without you Larry, thanks for being a top bloke and all the support you gave me, I couldn’t of got my dream house without you!
Ingle Farm S.A. 5098
We were recommended to Larry Vallelonga by a close family member, we chose him to get our first home as a couple.
Larry is a very knowledgeable, kind and patient man who was happy to go above his requirements, guiding us in the right direction to achieve our loan.
Being first home buyers the process can be daunting but he was always available to answer any questions and made our best interest his priority.
We would highly recommend Larry to anyone as he ensures the process moves smoothly, and the vulnerability of a fist time buyer isn’t being taken advantage of.
Nick and Chloe
Larry is the best. We’ve use him 3 times now and it’s always the best. We look forward to next time.
Guy and Tessa
Extremely impressed by AAA Mortgage Solutions and Larry’s service. Thank you once again.
AAA Mortgage provide the best service when wanting comparative interest rates for a fixed loan. Extremely informative and impeccable with all theirs services. I highly recommend AAA and thank you to Larry once again.
I had a very positive experience with AAA Mortgage Solutions, in particular with Larry. I felt as though everything was explained to me in a way that I could understand, and that Larry was always working in my best interest. Despite having very little prior knowledge of processes relating to securing a loan, I felt as though I could make informed decisions as Larry was always happy and available to answer any questions and explain everything in depth. I would highly recommend this service to anyone seeking advice as Larry has made the processes much less daunting for me, and guided me to the best possible outcome.
Larry Vallelonga was great with this finance which was unusual. However, he went over and above securing finance as requested. Big Thanks to Larry.
Larry was a great help in refinancing 3 mortgages for us and structured the loans with fixed and variable splits to get the best deal available and a product that met all our needs while enabling us to pay the loans off quicker than before.
We were able to lock in competitive interest rates which were lower than what we had been paying and managed to secure us $6,000 in rebates from the new lender which covered the transfer fees with a lot left over to assist with the repayments further.
He helped us to access the available equity in our home which enabled us to plan some major renovations and to have emergency funds available if necessary.
During the whole process Larry kept in touch and kept us up to date with progress (particularly helpful as this was taking place in the lead up to and over the Christmas break) and ensured that things went very smoothly.
Thanks very much,
Brenton & Lisa
I went through Larry Vallelonga at AAA mortgage solutions to refinance my home into my name after a relationship breakdown, Larry located a competitive loan from one of their vast panel of lenders which was able to reduce my monthly commitment and also reduce financial pressure which has really helped as I am a single mum to four kids working a casual job. Larry guided me through the whole process and kept me updated on the progress of the loan, I would definitely recommend Larry to family and friends .
Hi Larry thank you for taking your time to explain our options as well as initially helping us find a competitive home loan, structuring it to our needs with both fixed and variable splits with an offset account. This has really helped streamline our finances.
We appreciate that you have driven all the way out to see us at home after hours to review our options and lock back in. It was nice to get completely unbiased advice and be shown exactly what was available on the market. Without this we would not have been able to make an educated decision (ending up staying with the same lender as well as the discount variable ).
I look forward to continuing our discussions around equity available in our home and possibly building in the future as an exciting option.
Mat and Kelly
We recently decided to refinance our house once we had finished our renovations. It was the second time we had worked with Larry after he had saved our butts the first time we had met. Larry was once again very professional and switched on with what he was doing and everything went through nice and smoothly. We will be very shortly using Larry again to purchase another property. No matter what your needs are Larry is your man to guide you through what can be a tricky period but we have full trust in the advice he provides and we know it will be done to a very high standard.
Guy and Tessa
“I don’t know where to get started but I’ll start and finish my testimonial with triple A service to Larry for AAA mortgage solutions, because indeed it was.
I’m the kind of person who you can call meticulous and picky. I did my research before indulging into the buying of my first home, from bank to agent to ideas and all what’s related to the finding of my ideal home and loan according to my specific finances.
I got to say it’s not at all an easy process and it’s definitely full of surprises, but for sure Larry made it easier and smoother. Larry was very efficient, punctual and caring. With Larry you feel like you are working with someone who really looks at the bigger picture; which is getting you what you want in the easiest possible way with solutions to issues that you may face rather than problems rising along the way, so definitely triple A all the way.
I would definitely recommend him to all and I personally will always stay in touch with Larry the person not just the broker.”
Jordan Para Hills S.A.
Hi Larry thanks to you for the wonderful job you did on my home loan
and especially appreciate your suggestion and the extra time and effort
you put.I would recommend your name to anyone who needs to apply home loan in the future.
Larry Vallelonga was an absolute pleasure, his efforts and concern were far above and beyond what I expected or could’ve even hoped for. The purchase of my first home, “which was an apartment in the CBD of Adelaide” was neither easy nor straight forward. There were a lot setbacks and double handling. Larry’s diligences and work ethics were always up for the challenge and at times had even more concern than I had, dealing with the agents and developers trying to sort certain things out. Settlement date kept getting pushed back and Larry had to redo things over and over again, working tirelessly to have everything in the correct order that it needed to be in.
Even weeks after settlement Larry had to chase backwards and forwards my First Home Owners Grant, to the point where he was ringing me to check my balance etc. I take my hat off to this man, a true professional!
There was not a second where I was concerned, simply put having Larry as my Home Broker felt like I had a trusted family member working for me, who was the only person throughout this experience who had my best interest at hand. For that with all my gratitude, thank you very much Larry.
How can we thank you for all you have done. You went beyond the normal broker’s agenda. There were so many blocks yet you worked hard to overcome them. This is a second time we have used you and we found you outstanding then, but now it was completely different. You had so much stacked against you on both sides and yet you have come up trumps.
You are a legend and we thank you from the bottom of our hearts. We’re also grateful that you suggested a good conveyancer, both of you worked like a glove together. Between you both, things ran smoothly…
We will be the first to suggest you as the best Broker to deal with if one is needed and if we need to tell them why we chose you, we will gladly give them the reasons why they should come to you first before anyone else..
God bless you for everything you have done
Maria & Cosi
Larry made buying our first home easy. He went above and beyond anything that we expected a broker would do. Always working to make our lives easier, he found us great deals to suit our needs without us having to worry about a single thing. Even when things didn’t run so smoothly, Larry always had a back up plan to lessen the stresses on our behalf. We honestly couldn’t recommend anybody better. Larry is the go to guy!
Herick and Monica
Second time I’ve used AAA Mortgage Solutions services, very satisfied both times. Very prompt, knowledgeable and honest.
Thanks Larry, good work.
Hope Valley S.A.
Once again you have climbed mountains to help us purchase our holiday house. We thank you for putting up with and answering all our queries no matter what time of day it was. Keep up the great work. See you next time with another adventure.
Sharon & Terry
I would like to send a special thank you to Larry Vallelonga for excellent and professional work he put into our mortgage solution. He has helped us over our financial difficulties. Now we can see our future to be more secure, a lot happier and financially better off.
Thank You Larry
Charlie and Beverly
West Lakes SA
This is the second time I’ve gone through Larry with a home loan and both times he has gone above and beyond. He was with me every step of the way answering all my questions whenever I was unsure about something. He was very flexible and was always quick in responding to emails/calls etc. He also made a real effort with trying to understand my situation so he could tailor the best solution for me. I would definitely recommend his services and will be using Larry in the future anytime I require a loan.
Thank you Larry for your fantastic effort and service. Greatly appreciated.
Daniel and Danielle
I just wanted to say thank you for your amazing assistance with our refinancing. From when I first contacted you to discuss refinancing to the finalisation, you were so fantastic! You gave options, explained things really clearly, checked things out for me, and updated me throughout the process, I always knew where things were at.
Thank you for being so approachable and friendly, nothing was ever a problem, you have the patience of a saint!
I really appreciated your professionalism and knowledge and your way of explaining things, I found you to be easy to talk to and understand. You ensured an efficient process and moved things along as quickly as you could. Even after everything was finalised you followed up that everything had happened as it should have. You made the something which can be daunting and overwhelming very easy and stress free!
Thank you for your excellent service, we will definitely be back in touch next time we need financial expertise.
My experience with AAA Mortgage has been great. They met all my financial requirements as well as savings with fees & charges. If I require further financial assistance in the future I will definitely look at using AAA Mortgage again.
Where do I start with our story… my partner Tessa and I had our eyes on a property for a number of weeks. We attended the auction which was passed in and we had our offer accepted by the vendors. We had been told by our broker everything was fine we would be underway with the banks in no time. Days and weeks went by and things went from really exciting being our first home to us being sent a default and our broker giving up and leaving us on our own. We had 3 days to remedy the situation as they were going to accept a cash offer. The night the default was given to us by the vendors we were heartbroken. I had rang my mum in Wagga Wagga NSW to update her that we were going to have to forget it as we didn’t have enough time to start a new process. She then phoned me about 30mins later and said you need to give this man a call first thing in the morning his name is Larry this is his number. I said no I need to ring him now, this was about 8pm. Larry answered I said my mum just spoke to you I will call in the morning but I just needed to fill you in ect ect… Larry said call me in 45mins I’m just sitting down to dinner. We spoke to Larry from 9pm to about 10.30pm, Larry had given us some confidence he could help once he got his head around what had happened. He then came to our house the following night and we got the process started. His communication through the whole process was above and beyond, he was ruthless in his approach with the situation and that is what we needed. To this day I still have no idea how he did it but in 3 days Larry had resolved our issue and got us what we needed to which we are so thankful and I don’t think we’ll ever be able to thank him enough. During the process it felt like Larry was there at anytime for us he became a mate and once the whole process was over we felt a little odd knowing we didn’t have to communicate anymore. Larry has already given us advice about what we can do in the near future and he will be handling all finances for Tessa and I, along with any friends/family that we have.
Thanks again…. I have tried to keep it short feel free to edit what you need.
Guy and Tessa
Port Adelaide SA
Larry was very thoughtful, caring, easy to understand, was respectful of my situation and gave me the correct advice which got me heading in the right direction with minimum fuss. Larry was ‘on the ball’ from the start and he went through the process quickly and diligently and got me the best deal possible in a short period of time. He was quick to respond and kept me up to date with the refinancing process. I wouldn’t hesitate to recommend Larry to anyone.
Thank you again Larry.
Golden Grove SA
Larry Valleonga was fabulous in assisting me with the organisation of the required funding and associated financial arrangements in order to buy my new property. He not only arranged for me to refinance my existing mortgage, but he put together a home loan package for me that was incorporative of the right approaches and available loan products for my situation.
All through the process he was supportive and helpful, as well as explaining things to help me understand, and made the process inclusive of all the other details and requirements needed to ensure my home purchase went smoothly without all the stress of overwhelming financial changes and chaos. He was fantastic. Thanks Larry!
Larry was terrific, friendly professional and efficient service. No stress for us, left it all to him! He kept communication and updates regular, we knew where everything was at all times – Really Great Service and will recommend. Thank You! 🙂
Michele and Mark
Goolwa South SA
Larry Vallelonga, made on both occasions the process from start to finish on my mortgage and refinance very easy, and did an amazing job.
Buying my first home I was incredibly overwhelmed after my Father just passed. Larry was compassionate, understanding, very responsive and went above and beyond. Giving me so much support and confidence, he knew his work that was set out for him, even in times I just wanted to forget it and breakdown. He talked me through the problems / issues I had with the Vendors, was open, honest and listened. Larry relived all my buying stress enabling me to enjoy my first overseas cruise; taking on board all the problems I had and took my worries away, I couldn’t have done with anyone else. He was always available when I needed to have immediate information. With the entire process I was so confident he had the whole process under control and he certainly saved me a lot of money! I am so grateful I was recommended Larry and absolutely recommend him for anyone looking for some peace of mind when buying a home. He is the Best! Thank You.
many, many thanks for your help on obtaining our commercial property. The company you work for AAA Mortgage Solutions, have been so helpful in obtaining now two properties. Myself and Katherine will be keeping in touch with you in the near future and hopefully doing business with you again, thank you so much for your help.
I and my wife Rose would like to say thanks very very much for the support you have given to us to get a better deal and Solutions for our Mortgage. We’ll soon feel relived.
I can’t wait to recommend your services to my friends. Gods Blessings. Many thanks to Larry.
Samuel and Rose
Cosi and I would like to thank you for all your help with the change over from one loan company to the next.
We are very pleased how smoothly the transactions went, and the savings we are receiving has pleased us immensely. We also have found you very polite and friendly, and that you helped us with any concerns we had with ease. We have no hesitation to recommend you to all our friends
Once again thank you.
Cosi & Maria
Thank you for a great job that you did for me. I appreciate your professionalism! And how quick and smoothly things were run. I recommend mortgage solutions to friends and family.
I was looking for a house for myself. I had applied for home loan through mortgage broker last year but was declined by the bank. There were no proper guidance’s at all. No proper communications between the broker, bank and me.
Then tried another broker declined again. Even me and my wife both have stable and good sources of income at both time applied for loan.
Then some of my friends suggested to go to bank direct. I went and applied for just pre-approval first, but it was worst idea to do. It took 2 months and still I didn’t get pre-approval for home loan from one of reputed banks in S.A. and I withdrew my application.
Finally my friend gave me a suggestion of Larry Vallelonga from AAA Mortgage Solutions. With his proper and genuine guidance and help to gather necessary documents and I got approved for home loan for my dream house in 2-3 weeks. That was best assistance anyone can get. Would recommend Larry Vallelonga, AAA Mortgage Solutions to every one of my friends.
Thank you Larry
I just wanted to take the time to express how grateful Joseph and I for your ongoing guidance and support through AAA Mortgage Solutions. We believe you have made our first experience in purchasing a house very pleasant.
You made us aware of many aspects involved in purchasing, always presented us with all the options available and taught us many things along the way. Your commitment and follow up phones calls were always very much appreciated.
We will definitely be in touch in the future for further business
Ester and Joseph