Specialist finance for circumstances that need a closer look
Not every borrower, property or purpose fits a standard home loan. We help organise the facts and compare lenders that may assess the situation differently.
The lender may look beyond a standard checklist, but the loan still needs a clear purpose, acceptable evidence, suitable security where relevant and a credible ability to repay. Specialist lending can carry higher rates, fees or deposit requirements, so compare the exit plan as well as the initial approval pathway.
What home loan clients have to say
Real stories from people we helped make clearer, more confident loan decisions.
★★★★★
Appreciation & thanks
To whom it may concern,
Appreciation & thanks is given to John Hetzel and AAA Mortgage Solutions for the professional Mortgage Broking services received.
Being self-employed we found many banks could not assist, but with John Hetzel’s Non-Conforming Lending experience and friendly help, we achieved a positive result, achieving the approval and funds we required.
David & Sandy, Modbury
★★★★★
John had his work cut out
To whom it may concern,
RE: John Hetzel
We would like to recommend the Mortgage Broker Services of John at AAA Mortgage Solutions for attending to a difficult loan – refinance in March 2015.
John had his work cut out with our ages of 64 & 65. He helped us consolidate some debts and personal loans reducing our monthly commitments by over $500 per month. Also reducing of interest rate by 2%pa. We would recommend John Hetzel to assist any applicant to refinance or purchase a home.
Jacintha, Craigmore.
★★★★★
Without your expertise it would have been next to impossible.
4/05/2012
Dearest John,
I just wanted to thank you for your efforts to obtain my very difficult loan. Without your expertise it would have been next to impossible to get my finance approved due to the unusual purchase. Once again thank you very much for making the impossible possible.
Yours Sincerely
Jozsi, Jozsi
★★★★★
Highly recommend.
Fantastic service. Made the entire process very simple and stress free. Great communication throughout. Highly recommend Robert and the team for any financial needs.
Kylee, South Littleton NSW 2790
★★★★★
We would not be where we are without you.
Dear Kadine,
Thank you very much for your continuous support and dedication throughout the loan process. We would not be where we are without you. Warmest regards,
Monni & Tre,, Paralowie S.A. 5108
★★★★★
Thanks again for all the hard work
Hi Larry,
We would like to thank Larry Vallelonga and his team for getting the loan done.
It was challenging but he got the job done at the end, I would recommend AAA Mortgage Solutions to my friends thanks again for all the hard work 10 out 10.
Michael and Debra, Paralowie S.A. 5108
★★★★★
Thank you Tony for helping us to reach our goals.
Tony was amazing. He communicated with us the whole way through making the process as smooth and stress free as possible.
Tony was friendly and humorous making us feel super comfortable. Thank you Tony for helping us to reach our goals.
I would definitely recommend Tony for any one needing mortgage solutions.
Ann & Malcolm, Para Hills S.A. 5096
★★★★★
Continuously keeping me up to date.
Larry has be an outstanding broker throughout my whole loan process. Continuously keeping me up to date and telling me clearly what I need to do. Would highly recommend Larry to anyone.
Regards Joshua, Blakeview S.A. 5114
★★★★★
An absolute pleasure to deal with.
Expert, efficient advice and outstanding service every time. I feel completely secure in the knowledge that AAA Mortgage Solutions will seek out the best products to suit my financial needs and I feel safe in the knowledge that they have the best interests of their clients at the heart of everything they do. I wouldn’t trust anyone else with my mortgage needs or ability to achieve the best rate possible for me. An absolute pleasure to deal with at every step.
Kylee, Murray Bridge S.A. 5253
★★★★★
An excellent job
John did an excellent job in the picking up of my purchase and has been outstanding in all of his work and methods.
No. Every lender applies eligibility, credit and verification requirements. A specialist lender may consider different evidence or risks, but approval is never guaranteed.
They can have higher rates, fees or equity requirements because of the assessed risk or complexity. Compare the total cost and whether a later refinance to a mainstream loan may be realistic.
Requirements depend on purpose and lender. Common documents include identification, income or business evidence, account statements, liabilities, contracts, valuations and details of the asset or property.
A broker can review the application and lender feedback, but a decline should not be followed by multiple rapid applications. First identify the cause and whether it can be addressed.
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