Mortgage Brokers: John Hetzel, HOBART 7000, TAS

Hi, my name is John Hetzel and I am a mortgage broker in the HOBART area. I have been a Mortgage Broker for 10 years now, and an Accountant for 12 years.

I have a Diploma in Financial Services and I am a member of the MFAA and COSL. I am an Authorised Credit Representative of AAA Mortgage Solutions.

I enjoy a friendly but professional approach to my client’s financial needs and love to help people achieve their financial goals.

I have worked with AAA Mortgage Solutions for nearly 3 years now, and enjoy the team environment. I am a Father of two, enjoy golf, reading and the beach when not working.

My priority is you, THE CLIENT and I am available 9am to 9pm 7 days a week for any financial enquires. I am also a specialist in Commercial Lending from $500,000 to $10 million plus with several choices of Lenders/Banks. Please call to discuss your scenario.

Testimonials for John Hetzel

  • The only person who never lost interest

    We are extremely happy and grateful to Mr John Hetzel, AAA Mortgage for his outstanding cooperation to make a successful outcome for us for which we have been struggling and waiting over the last 2 years.

    John has made our dream into a real figure. His professional service is highly appreciated. He has always been easily accessible and flexible in communication. He was the only person who never lost interest as well as not giving up to execute a nearly impossible job. We wish AAA Mortgage will continue its support and cooperation. Thank You.

    Abdullah and Afsana
    Golden Grove S.A.

    The only person who never lost interest November 5, 2018

  • Thank You

    Thank you to AAA and John Hetzel for always helping us.

    Wayne and Karen
    Para Hills SA

    Thank You November 9, 2017

  • Kept me informed of every small detail

    I am very impressed by John Hetzel. I approached several firms by email; John replied almost immediately and his whole manner; open no hard-sell, friendly courteous – made it clear that I would do business with him. He has been very attentive and helpful right through the process and has kept me informed of every small detail. I have already given his card to one prospective client, with my warm recommendation. I do not like the $200 gift card idea though. It is likely to make anyone who signs up think I recommended you just for the bonus. I recommend people and firms because they have earned my regard, not for my personal gain.

    Laura S.A.

    Kept me informed of every small detail September 25, 2017

  • An absolute pleasure to deal with

    John Hetzel was or is my Mortgage Broker. John is an absolute pleasure to deal with. He is kind, friendly and was very supportive through the whole process. I would very happily like to retain his services for the future.

    Kind Regards
    Salisbury North

    An absolute pleasure to deal with March 24, 2017

  • Well Done

    Job well done to help me very good. Happy with you all.

    Salisbury Downs

    Well Done February 2, 2017

  • Highly recommended at every opportunity.

    John was absolutely fabulous. AAA Mortgage Solutions and John will be highly recommended at every opportunity. Thanks again John.

    Dominique and Phillip

    Highly recommended at every opportunity. January 30, 2017

  • Outstanding

    John Hezel was outstanding! He returned calls when asked. He was politely persistent and genuinely interested in our well being. Well done John.

    Jeffrey and Richene
    Salisbury North

    Outstanding January 20, 2017

  • Would gladly recommend

    Was very happy with the service provided by John Hetzel. Would gladly recommend.

    Port Willunga

    Would gladly recommend November 17, 2016

  • Thanks to John

    I would like to thank John Hetzel for his work on refinancing my Pepper loan to the ANZ. Better payment plan, less interest.

    Thanks Again John.
    Robert & Geyer

    Thanks to John May 10, 2016

  • thank-you for all the time and effort

    On behalf of my wife Colleen & myself, I would like to take this opportunity to say thank-you for all the time and effort you applied to secure our refinance for our mortgage and personal loan. Due to the total amount of the mortgage & personal loan I knew it was going to be a battle to find a company to be willing to take us on board but due to your efforts, we are now on our way to a brighter and happier future thanks to you. During the process you kept us up to date with all that was going on in regards to the loan and made it as most relaxed as you possibly could with the presentation of the required documents. We would have no hesitation in recommending you or AAA Mortgage Solutions to any friend, family member or just anyone in general. Once again, thank-you John and here's to a brighter future for our family and us.

    Bruce & Colleen

    Thank you for all the time and effort March 15, 2016

  • Appreciation & thanks

    To whom it may concern,
    Appreciation & thanks is given to John Hetzel and AAA Mortgage Solutions for the professional Mortgage Broking services received.

    Being self-employed we found many banks could not assist, but with John Hetzel’s Non-Conforming Lending experience and friendly help, we achieved a positive result, achieving the approval and funds we required.

    David & Sandy

    Appreciation & thanks November 3, 2015

  • John Hetzel Great Job.

    John Hetzel great job. I Believe that AAA has done a good job, I will be recommending you to people I know.

    David & Michelle
    Redwood Park

    John Hetzel Great Job. October 22, 2015

  • John Hetzel saved us from losing our home.

    John Hetzel saved us from losing our home of nearly 28 years. John explained the process and made it so easy to understand what needed to be done.

    After being declined by a couple of lenders John persisted in helping me and not giving up, always gave me support and courage.

    Today after all of Johns hard work has found a lender. I couldn’t believe it, the best news I could ever get and to say thank you to John will never be enough.

    I would like to thank AAA Mortgage Solutions for finding me an amazing Broker and to John for all your help, guidance and all the hard work you put in throughout this difficult time and achieving what I thought would not be possible.

    AAA Mortgage Solutions, especially my Broker John Hetzel will always be more than highly recommended especially for dealing with such difficult situations.

    Always grateful
    Para Vista

    John Hetzel saved us from losing our home October 20, 2015

  • John had his work cut out

    To whom it may concern,
    RE: John Hetzel

    We would like to recommend the Mortgage Broker Services of John at AAA Mortgage Solutions for attending to a difficult loan – refinance in March 2015.

    John had his work cut out with our ages of 64 & 65. He helped us consolidate some debts and personal loans reducing our monthly commitments by over $500 per month. Also reducing of interest rate by 2%pa. We would recommend John Hetzel to assist any applicant to refinance or purchase a home.


    John had his work cut out July 27, 2015

  • Perfect person to deal with.

    Mr John Hetzel was the perfect person to deal with.


    Perfect person to deal with. July 1, 2015

  • Mr Hetzel is a legend!!!

    Mr Hetzel is a legend!!


    Mr Hetzel is a legend!!! July 1, 2015

  • Thanks for your help.

    Thanks for your help.


    Thanks for your help. July 1, 2015

  • There were some very tricky things that popped up..


    Hello John,
    I have been meaning to email you for quite some time but work has been absolutely crazy lately and I really don't get a lot of time throughout the day to do much else.

    I just really wanted to say a big thank you to you for all your support throughout my loan application, very much appreciated! There were some very tricky things that popped up unexpectedly throughout my application that created a great deal of additional stress for me. However without your support and efficient follow up throughout this, I may have been faced with a very different outcome to the positive one that I am very grateful to have received.

    Thanks so much John, my home renovations are now looking a whole lot closer to be finished thanks to you!!

    Take care

    Deanna December 8, 2013

  • Without your expertise it would have been next to impossible.


    Dearest John,

    I just wanted to thank you for your efforts to obtain my very difficult loan. Without your expertise it would have been next to impossible to get my finance approved due to the unusual purchase. Once again thank you very much for making the impossible possible.

    Yours Sincerely

    Jozsi December 8, 2013

  • John saved us a large amount of unnecessary repayments


    To John Hetzel

    Pietro & I would like to thank AAA Mortgage solutions and John Hetzel for assisting us in refinancing our high interest loans that have been reduced significantly which has saved us a large amount of unnecessary repayments.

    John has been very patient and professional in providing us with an excellent service, we found him very professional and helpful throughout the process.

    I would not have any hesitation In recommending John Hetzel to any of my friends or family for mortgage broking and financial procurement.


    Ida December 8, 2013

Debt Consolidation, HOBART

If you have equity in your home loan, and you wish to save interest on higher debts such as credit cards, store cards, car loans, personal loans and overdrafts, I can assist you to reduce monthly payments by consolidating these debts into your home loan. This way, you will be able to free up more funds each month. Alternatively, you may prefer to continue making the same payment as before. As a result, you will pay off your debts sooner and make a significant savings on interest cost.

First Home Buyers, HOBART

I enjoy sharing the happiness and excitement in purchasing your first home. I am more than happy to offer my expertise in budgeting and costing, to assist with your planning. More importantly, I will assist you in getting the most suitable home loan that meets your needs. I can also assist with the paperwork for the First Home Owners Grant and other Statement Government assistance. If you are buying your first home in South Australia, I can provide you with property and/or suburb reports at no cost. My goal is to make your first home loan experience as pleasant as possible. Just remember, I will be there assisting you every step of the way.

Home Loan Pre-Approval, HOBART

I can organise a pre-approval with only subject to finding a suitable property. This way, you can enjoy shopping with a peace of mind. My clients who have shopped with their Pre-approval Certificates have found that pre-approval has strengthened their bargaining power and boosted their confidence in placing their bids. I can assist you to obtain a pre-approval within 24 hours provided we don't have to wait for the required documents. Please contact me for further details.

Home Loans, HOBART

My clients' needs are my first priority. I specialise in negotiating the best possible home loans to meet my clients' needs. Saving your money is what I do best, whether it be reducing your monthly payment, or paying off your loan sooner. I source loan products from a large panel of lenders, ranging from the Big 4, the 2nd Tier, and lenders that will help when the main stream lenders won't. I always do my best to help my clients. To this end, most of my clients have become my friends.

Investment Loans, HOBART

Most of my clients purchase their investment properties using equity of their residential home. Thus, no cash outlay is required. If you are not sure whether you could do the same, please contact me. I will be more than happy to help. On the other hand, you can always buy an investment property with a combination of cash deposit and equity, or simply with cash deposit only. Although there are various reasons for investing in properties, many investors are interested in the "negative gearing" effect provided by investment properties. Briefly, the net loss resulting from your investment property is an allowable deduction against your other income. This has been used by many as an effective tax minimisation strategy. If you're looking for a loan for your investment property, I will assist you in looking at the costs and benefits of various loan packages. I can also work with your accountant and financial planner to find the best solutions for you. In addition, if you are buying your investment property in South Australia, I can provide you with property and/or suburb reports at no cost.

Low Doc Loans, HOBART

If you are self-employed but you do not have the full financial history or tax returns to meet the requirements for a standard home loan, I can assist you with a low doc loan. Low doc loans generally require 12 months of BAS statements and an active ABN for at least 6 to 12 months. Some lenders may only require your declaration and your accountant's declaration. Most low doc loans are approved on a case by case basis. Please contact me to discuss your options if you wish to apply for a low doc loan.

Refinancing Loans, HOBART

There are many reasons for refinancing your home loan: lower interest rate, 100% offset account, better redraw facility, no monthly fees, no annual fees, ability to have split loans, better customer service, the list is endless. Most importantly, there must be a benefit in doing so. When I assist you to refinance your home loan, I will first consider carefully your needs and circumstances. Then, I will endeavour to find a product that is most suitable for you to maximise your benefits.

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