MORTGAGE BROKERS
John Hetzel

We would love to thank you from the bottom of our hearts.

Hi John,

Trust all is well with you.

We have some bitter-sweet News for you as we have sold Lewiston and managed to pay out all of our debt and are relishing the new semi-retirement stage of our lives. We would love to thank you from the bottom of our hearts for your and AAA’s dedicated involvement in bringing us the best opportunity for us to be in this situation.

We will always be grateful and hold the absolute best wishes for you in the future and have dropped your name to everyone who has crossed our paths and might need your help.

Absolutely kindest regards Ross and Caroline

Dublin S.A. 5501

I have consistently returned to AAA Mortgage Solutions for my refinancing.

Having a mortgage broker as dedicated and professional as John is very rare. John is the ONLY reason I have consistently returned to AAA Mortgage Solutions for my refinancing. I trust you are looking after John, as good brokers are extremely hard to find and worth their cost. I will be requesting John’s service on my next house purchase in 2 years.
Once again, well done John … and thanks.

Best regards,
Jeffrey
Salisbury North S.A. 5108

John is a delight to work with.

Professionally, he is experienced, knowledgeable and has a great set of products and skills to offer. John returns calls, leaves messages and does the little things that help keep the process moving.

John is very personable; he remembers details and is patient and easy going. I’m on the east coast but it felt like John was half a step ahead of me rather than 30 minutes behind.

Cheers,
James
Warrandyte VIC 3113

John is very approachable.

I’ve known and dealt with John Hetzel for roughly 5-7 years. In that time he takes a lot of pride in
his job and always tries to get the customer a great deal and the right deal. He is a very courteous
friendly gentleman. If there was ever a problem or clarification in paperwork, John is very
approachable in rectifying a problem or directing me to a better solution. John has a great
character within himself and even tries to be humorous lol.

Michael
Elizabeth Park S.A. 5113

Delivered on time with little fuss and as guaranteed.

I have just had a loan arranged through AAA by John Hetzel. A true gentleman who made all the arrangements and delivered on time with little fuss and as guaranteed. If the opportunity arises and I am in the position to recommend John I will have no hesitation and will gladly make the recommendation. This is the second experience with John and AAA and I have had excellent service and results in each case.

Marisa
Findon S.A. 5023

We would recommend John to anyone

Dear John,
We refinanced away from high interest rates , cleared a caveat on the title and reduced our debts reducing the monthly payments all thanks to John Hetzel our Mortgage Broker.

We appreciate your punctuality, hard work, incredible support and expertise.

We would recommend John to anyone looking for a mortgage broker with a friendly approach and professional manner.

Thanks
Zahidul and Olinda
Parafield  Gardens S.A. 5107

We don’t want our friends to suffer.

John Hetzel really is the best mortgage broker, goes way up and beyond whenever he can help.

John is now the only broker we use and recommend at every opportunity. We don’t want our friends to suffer the unreliable broker and they are out there. Three cheers for John….

Dominique
Sorell Tas 7172

Awesome guy to deal with.

John is such an awesome guy to deal with and will go to the Ends of the Earth to help you purchase your next home. How do I know?  Because he did it for us and we love our new home and neighbourhood.

Geoff and Carolyn (Self Employed)
Craigmore  SA

Informed throughout the process

Informed throughout the process

John Hetzel was friendly, professional and hard working. He made sure to get the “best deal” for us and kept us “informed throughout the process.” We would “recommend him “ to other couples and families looking to get a better deal on their home loan. John made the process “ easy and we are grateful all his efforts”. Refinancing has saved us money and given us cash in our pocket too.

Melanie and Darren
Tea Tree Gully SA 5091

With proper guidance and in a professional manner.

With proper guidance and in a professional manner.

Two months ago, I first talked to my bank which I already had a home loan account, for refinancing and buying a new house. The response was not very good. Then talked to several other mortgage brokers looking for any possibility of applying for a home loan.

“Your credit rating is low” one said. and here is a few others said.
” You are 55, you cant have a loan with 30 year term, maximum you can get is 15 years”
“Your income is not enough for 15 year loan”
” How do you think you are going to pay back?”
” Call me again in 2 years time, when you have saved enough for a deposit”
“Your second job must be at least 2 years old to apply for a loan”

I met John at a moment I have given up hopes and John spoke so gently and explained possibilities and showed me the potential.

“55 years old is good. Good age”
” you have a good credit rate”
“You can have a loan to pay in 30 years”
” Your second job is 6 months old and that would be okay”

John took me on the journey of applying for 2 home loans with proper guidance and in a professional manner. John chose the right bank and the right product that suits my requirement.He skipped the step of having the pre-approval for a loan. He straight went applying for the loan. He took me on this journey providing professional advice, not only about the loan application and helped me at dealing with property managers, and conveyancers. Also, communicated with them on behalf of me whenever necessary providing assurance.

Today is the big day. The settlement of the house is happening today. Thank you John, without you, today is just another day of life.

Donna
Pooraka S.A. 5095

The only person who never lost interest

The only person who never lost interest

We are extremely happy and grateful to Mr John Hetzel, AAA Mortgage for his outstanding cooperation to make a successful outcome for us for which we have been struggling and waiting over the last 2 years.

John has made our dream into a real figure. His professional service is highly appreciated. He has always been easily accessible and flexible in communication. He was the only person who never lost interest as well as not giving up to execute a nearly impossible job. We wish AAA Mortgage will continue its support and cooperation. Thank You.

Abdullah and Afsana
Golden Grove S.A.

Thank You

Thank You

Thank you to AAA and John Hetzel for always helping us.

Wayne and Karen
Para Hills SA

Kept me informed of every small detail

Kept me informed of every small detail

I am very impressed by John Hetzel. I approached several firms by email; John replied almost immediately and his whole manner; open no hard-sell, friendly courteous – made it clear that I would do business with him. He has been very attentive and helpful right through the process and has kept me informed of every small detail. I have already given his card to one prospective client, with my warm recommendation. I do not like the $200 gift card idea though. It is likely to make anyone who signs up think I recommended you just for the bonus. I recommend people and firms because they have earned my regard, not for my personal gain.

Marius
Laura S.A.

An absolute pleasure to deal with

An absolute pleasure to deal with

John Hetzel was or is my Mortgage Broker. John is an absolute pleasure to deal with. He is kind, friendly and was very supportive through the whole process. I would very happily like to retain his services for the future.

Kind Regards
Karren
Salisbury North

Well Done

Well Done

Job well done to help me very good. Happy with you all.

Chanda
Salisbury Downs

Highly recommended at every opportunity.

Highly recommended at every opportunity.

John was absolutely fabulous. AAA Mortgage Solutions and John will be highly recommended at every opportunity. Thanks again John.

Dominique and Phillip
Sorell
Tasmania

Outstanding

Outstanding

John Hezel was outstanding! He returned calls when asked. He was politely persistent and genuinely interested in our well being. Well done John.

Jeffrey and Richene
Salisbury North

Would gladly recommend

Would gladly recommend

Was very happy with the service provided by John Hetzel. Would gladly recommend.

Alessandra
Port Willunga

Thanks to John

Thanks to John

I would like to thank John Hetzel for his work on refinancing my Pepper loan to the ANZ. Better payment plan, less interest.

Thanks Again John.
Robert & Geyer
Whyalla

thank-you for all the time and effort

thank-you for all the time and effort

On behalf of my wife Colleen & myself, I would like to take this opportunity to say thank-you for all the time and effort you applied to secure our refinance for our mortgage and personal loan. Due to the total amount of the mortgage & personal loan I knew it was going to be a battle to find a company to be willing to take us on board but due to your efforts, we are now on our way to a brighter and happier future thanks to you. During the process you kept us up to date with all that was going on in regards to the loan and made it as most relaxed as you possibly could with the presentation of the required documents. We would have no hesitation in recommending you or AAA Mortgage Solutions to any friend, family member or just anyone in general. Once again, thank-you John and here’s to a brighter future for our family and us.

Sincerely
Bruce & Colleen
Craigmore

Appreciation & thanks

Appreciation & thanks

To whom it may concern,
Appreciation & thanks is given to John Hetzel and AAA Mortgage Solutions for the professional Mortgage Broking services received.

Being self-employed we found many banks could not assist, but with John Hetzel’s Non-Conforming Lending experience and friendly help, we achieved a positive result, achieving the approval and funds we required.

David & Sandy
Modbury

John Hetzel Great Job.

John Hetzel Great Job.

John Hetzel great job. I Believe that AAA has done a good job, I will be recommending you to people I know.

David & Michelle
Redwood Park

John Hetzel saved us from losing our home.

John Hetzel saved us from losing our home.

John Hetzel saved us from losing our home of nearly 28 years. John explained the process and made it so easy to understand what needed to be done.

After being declined by a couple of lenders John persisted in helping me and not giving up, always gave me support and courage.

Today after all of Johns hard work has found a lender. I couldn’t believe it, the best news I could ever get and to say thank you to John will never be enough.

I would like to thank AAA Mortgage Solutions for finding me an amazing Broker and to John for all your help, guidance and all the hard work you put in throughout this difficult time and achieving what I thought would not be possible.

AAA Mortgage Solutions, especially my Broker John Hetzel will always be more than highly recommended especially for dealing with such difficult situations.

Always grateful
Maria
Para Vista

John had his work cut out

John had his work cut out

To whom it may concern,
RE: John Hetzel

We would like to recommend the Mortgage Broker Services of John at AAA Mortgage Solutions for attending to a difficult loan – refinance in March 2015.

John had his work cut out with our ages of 64 & 65. He helped us consolidate some debts and personal loans reducing our monthly commitments by over $500 per month. Also reducing of interest rate by 2%pa. We would recommend John Hetzel to assist any applicant to refinance or purchase a home.

Jacintha
Craigmore.

Perfect person to deal with.

Perfect person to deal with.

Mr John Hetzel was the perfect person to deal with.

Josef

Mr Hetzel is a legend!!!

Mr Hetzel is a legend!!!

Mr Hetzel is a legend!!

Steef

Thanks for your help.

Thanks for your help.

Thanks for your help.

Quoc

There were some very tricky things that popped up..

There were some very tricky things that popped up..

14/05/2012

Hello John,
I have been meaning to email you for quite some time but work has been absolutely crazy lately and I really don’t get a lot of time throughout the day to do much else.

I just really wanted to say a big thank you to you for all your support throughout my loan application, very much appreciated! There were some very tricky things that popped up unexpectedly throughout my application that created a great deal of additional stress for me. However without your support and efficient follow up throughout this, I may have been faced with a very different outcome to the positive one that I am very grateful to have received.

Thanks so much John, my home renovations are now looking a whole lot closer to be finished thanks to you!!

Take care
Deanna

Without your expertise it would have been next to impossible.

Without your expertise it would have been next to impossible.

4/05/2012

Dearest John,

I just wanted to thank you for your efforts to obtain my very difficult loan. Without your expertise it would have been next to impossible to get my finance approved due to the unusual purchase. Once again thank you very much for making the impossible possible.

Yours Sincerely
Jozsi

John saved us a large amount of unnecessary repayments

John saved us a large amount of unnecessary repayments

19/04/2012

To John Hetzel

Pietro & I would like to thank AAA Mortgage solutions and John Hetzel for assisting us in refinancing our high interest loans that have been reduced significantly which has saved us a large amount of unnecessary repayments.

John has been very patient and professional in providing us with an excellent service, we found him very professional and helpful throughout the process.

I would not have any hesitation In recommending John Hetzel to any of my friends or family for mortgage broking and financial procurement.

Regards
Ida