LENDERS’ MORTGAGE INSURANCE

If you wish to borrow more than 80% of the value of your home then you will need to pay Lenders Mortgage Insurance.

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Protected by Lenders Mortgage Insurance, lenders are willing to consider low deposit applications and will lend up to 95% of the value of the purchase. Lenders Mortgage Insurance is paid at the settlement of the loan and can be expensive, some lenders will allow this to be added to the loan on top of the 95% lend.

You could borrow up to 97% of the purchase value of your Home. If you are First Home Buyer or Moving Home you may be able to borrow 95% of the value of your home, plus you could borrow up to 2% more to cover the cost of Lenders Mortgage Insurance premium.

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We place huge emphasis on educating our clients, so that they can be personally confident in their decision. Let us keep you updated with the latest information so you can reach your goals faster.