Home Loan Features

Home loan products can have many different loan features to choose from.
Determining what you need.

Before you make any decisions, it’s important to think about your needs.
For example, are you looking to pay off your home loan as quickly as you can, or would you prefer to make regular scheduled repayments?
Consider the security of your employment, and any existing or future potential expenses. Will you need to access some of the extra payments you make into your home loan?

Free up your finances and progress your plans. Talk to the brokers who care.

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1300 555 888

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Common loan features

Below are some of the common loan features which you can ask about. Note that not all of these features will be available with every home loan.

Extra Repayments
– Additional repayments give you the option of paying back more on your loan if you wish, which can reduce the interest you owe and help pay off a home loan faster.
Offset Account
– A separate offset account can be attached to a loan, and any savings you build up in this account will go towards paying off the interest on your home loan.
Redraw facility
– If you have a redraw facility, you can then access these extra payments as required, when you need to cover big expenses.
Direct Credit
– With direct salary credit, you can arrange for your salary to be paid directly to your home loan account.
Loan Portability
– Loan portability lets you take your loan with you when you move to a different property, saving you time and set-up fees.

Stay Informed

We place huge emphasis on educating our clients, so that they can be personally confident in their decision. Let us keep you updated with the latest information so you can reach your goals faster.