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Home Loan Options for Adelaide Investors and Families: Low Deposit / No Deposit Loans

A true No Deposit Home Loan doesn’t exist anymore, however there are low deposit home loans available for the first home buyer, those moving house or buying an investment property.

First Home Buyers in particular are finding it difficult to pay rent and save for a deposit at the same time. In recognition of this many lenders are now offering low deposit Home Loans, that allow borrowers to lend up to 95% of the value of their new home, plus they could borrow up to 2% more to cover the cost of Lenders Mortgage Insurance premium.

If you are looking to buy a home and not sure if you have enough deposit talk to one of our Mortgage Brokers and find out if we can you. In most cases you will still need to have some savings and a stable income to service the loan.

Book a FREE appointment with a professional mortgage broker now!

There may be other options available to you, as some lenders can also:

  • Recognise regular Rental Payments as part of the genuine savings requirement.
  • Accept a Pledge from a family member potentially allowing you to borrow 100% of the value of your new home
  • Provide a Credit Card at Home Loan Rates which can be used to cover the Government Fees.

To find out if we can help you, talk to one of our Mortgage Brokers today.

AAA Mortgage Solutions   1300 555 888