Mortgage Brokers: Larry Vallelonga, ROSE PARK 5067, SA

Hi my name is Larry Vallelonga and look forwards to helping people in ROSE PARK. I have a Certificate IV in Finance Broking & Marketing and am a Credit Representative for AAA Mortgage Solutions. I’m a member of FBAA, COSL and have accreditations with a vast panel of lenders and insurance institutions.

I also speak fluent Italian and would be more than happy to help your friends and family members with any financial requirements they may need. If you're in the ROSE PARK area, let's have a chat over a cup of coffee and sort out the best deal for your mortgage.

Testimonials for Larry Vallelonga

  • Excellent and professional work.

    I would like to send a special thank you to Larry Vallelonga for excellent and professional work he put into our mortgage solution. He has helped us over our financial difficulties. Now we can see our future to be more secure, a lot happier and financially better off.

    Thank You Larry
    From Charlie and Beverly
    West Lakes SA

    Excellent and professional work. November 23, 2017

  • He was with me every step of the way

    This is the second time I've gone through Larry with a home loan and both times he has gone above and beyond. He was with me every step of the way answering all my questions whenever I was unsure about something. He was very flexible and was always quick in responding to emails/calls etc. He also made a real effort with trying to understand my situation so he could tailor the best solution for me. I would definitely recommend his services and will be using Larry in the future anytime I require a loan.

    Joseph
    Paradise S.A.

    He was with me every step of the way September 7, 2017

  • Thank you Larry

    Thank you Larry for your fantastic effort and service. Greatly appreciated.

    Kind Regards
    Daniel and Danielle
    Greenwith S.A.

    Thank you Larry August 22, 2017

  • I really appreciated your professionalism and knowledge

    Hi Larry,
    I just wanted to say thank you for your amazing assistance with our refinancing. From when I first contacted you to discuss refinancing to the finalisation, you were so fantastic! You gave options, explained things really clearly, checked things out for me, and updated me throughout the process, I always knew where things were at.

    Thank you for being so approachable and friendly, nothing was ever a problem, you have the patience of a saint!

    I really appreciated your professionalism and knowledge and your way of explaining things, I found you to be easy to talk to and understand. You ensured an efficient process and moved things along as quickly as you could. Even after everything was finalised you followed up that everything had happened as it should have. You made the something which can be daunting and overwhelming very easy and stress free!

    Thank you for your excellent service, we will definitely be back in touch next time we need financial expertise.

    Thankyou
    Michele
    Goolwa S.A.

    I really appreciated your professionalism and knowledge August 16, 2017

  • I will definitely look at using AAA Mortgage again.

    Hi Larry

    My experience with AAA Mortgage has been great. They met all my financial requirements as well as savings with fees & charges. If I require further financial assistance in the future I will definitely look at using AAA Mortgage again.

    Regards
    Jacky.
    Greenwith SA

    I will definitely look at using AAA Mortgage again July 20, 2017

  • In 3 days Larry had resolved our issue.

    Where do I start with our story... my partner Tessa and I had our eyes on a property for a number of weeks. We attended the auction which was passed in and we had our offer accepted by the vendors. We had been told by our broker everything was fine we would be underway with the banks in no time. Days and weeks went by and things went from really exciting being our first home to us being sent a default and our broker giving up and leaving us on our own. We had 3 days to remedy the situation as they were going to accept a cash offer. The night the default was given to us by the vendors we were heartbroken. I had rang my mum in Wagga Wagga NSW to update her that we were going to have to forget it as we didn't have enough time to start a new process. She then phoned me about 30mins later and said you need to give this man a call first thing in the morning his name is Larry this is his number. I said no I need to ring him now, this was about 8pm. Larry answered I said my mum just spoke to you I will call in the morning but I just needed to fill you in ect ect... Larry said call me in 45mins I'm just sitting down to dinner. We spoke to Larry from 9pm to about 10.30pm, Larry had given us some confidence he could help once he got his head around what had happened. He then came to our house the following night and we got the process started. His communication through the whole process was above and beyond, he was ruthless in his approach with the situation and that is what we needed. To this day I still have no idea how he did it but in 3 days Larry had resolved our issue and got us what we needed to which we are so thankful and I don't think we'll ever be able to thank him enough. During the process it felt like Larry was there at anytime for us he became a mate and once the whole process was over we felt a little odd knowing we didn't have to communicate anymore. Larry has already given us advice about what we can do in the near future and he will be handling all finances for Tessa and I, along with any friends/family that we have.

    Thanks again.... I have tried to keep it short feel free to edit what you need.

    Guy and Tessa
    Port Adelaide SA

    In 3 days Larry had resolved our issue. July 10, 2017

  • Anyone going through a stressful period of their life, looking to refinance, Larry Vallelonga is the person to contact.

    Larry was very thoughtful, caring, easy to understand, was respectful of my situation and gave me the correct advice which got me heading in the right direction with minimum fuss. Larry was 'on the ball' from the start and he went through the process quickly and diligently and got me the best deal possible in a short period of time. He was quick to respond and kept me up to date with the refinancing process. I wouldn't hesitate to recommend Larry to anyone.

    Thank you again Larry.

    Regards, John
    Golden Grove SA

    Anyone going through a stressful period of their life, looking to refinance, Larry Vallelonga is the person to contact. June 27, 2017

  • Without all the stress of overwhelming financial changes and chaos

    Larry Valleonga was fabulous in assisting me with the organisation of the required funding and associated financial arrangements in order to buy my new property. He not only arranged for me to refinance my existing mortgage, but he put together a home loan package for me that was incorporative of the right approaches and available loan products for my situation.

    All through the process he was supportive and helpful, as well as explaining things to help me understand, and made the process inclusive of all the other details and requirements needed to ensure my home purchase went smoothly without all the stress of overwhelming financial changes and chaos. He was fantastic. Thanks Larry!


    Regards Diohnne
    Wasleys SA

    Without all the stress of overwhelming financial changes and chaos May 31, 2017

  • Friendly professional and efficient service

    Larry was terrific, friendly professional and efficient service. No stress for us, left it all to him! He kept communication and updates regular, we knew where everything was at all times – Really Great Service and will recommend. Thank You! :)

    Michele and Mark
    Goolwa South SA

    Friendly professional and efficient service May 24, 2017

  • An Amazing Job.

    Larry Vallelonga, made on both occasions the process from start to finish on my mortgage and refinance very easy, and did an amazing job.

    Stephen
    Lithgow NSW

    An Amazing Job. May 5, 2017

  • He is the Best!

    Buying my first home I was incredibly overwhelmed after my Father just passed. Larry was compassionate, understanding, very responsive and went above and beyond. Giving me so much support and confidence, he knew his work that was set out for him, even in times I just wanted to forget it and breakdown. He talked me through the problems / issues I had with the Vendors, was open, honest and listened. Larry relived all my buying stress enabling me to enjoy my first overseas cruise; taking on board all the problems I had and took my worries away, I couldn’t have done with anyone else. He was always available when I needed to have immediate information. With the entire process I was so confident he had the whole process under control and he certainly saved me a lot of money! I am so grateful I was recommended Larry and absolutely recommend him for anyone looking for some peace of mind when buying a home. He is the Best! Thank You.

    Simone
    Goolwa SA

    He is the Best! May 1, 2017

  • many, many thanks for your help

    Hi Larry,
    many, many thanks for your help on obtaining our commercial property. The company you work for AAA Mortgage Solutions, have been so helpful in obtaining now two properties. Myself and Katherine will be keeping in touch with you in the near future and hopefully doing business with you again, thank you so much for your help.

    Kind regards
    Stephen Katherine
    Lithgow

    many, many thanks for your help August 16, 2016

  • I can't wait to recommend your services to my friends.

    I and my wife Rose would like to say thanks very very much for the support you have given to us to get a better deal and Solutions for our Mortgage. We'll soon feel relived.
    I can't wait to recommend your services to my friends. Gods Blessings. Many thanks to Larry.

    Samuel and Rose
    Paralowie

    I can't wait to recommend your services to my friends. August 16, 2016

  • very pleased how smoothly the transactions went

    Dear Larry,
    Cosi and I would like to thank you for all your help with the change over from one loan company to the next.
    We are very pleased how smoothly the transactions went, and the savings we are receiving has pleased us immensely. We also have found you very polite and friendly, and that you helped us with any concerns we had with ease. We have no hesitation to recommend you to all our friends
    Once again thank you.

    Cosi & Maria
    Mt Barker

    Very pleased how smoothly the transactions went August 8, 2016

  • I appreciate your professionalism!

    Morning Larry,
    Thank you for a great job that you did for me. I appreciate your professionalism! And how quick and smoothly things were run. I recommend mortgage solutions to friends and family.

    Kind regards
    Fasika
    Paralowie

    I appreciate your professionalism! August 4, 2016

  • That was best assistance anyone can get.

    I was looking for a house for myself. I had applied for home loan through mortgage broker last year but was declined by the bank. There were no proper guidance’s at all. No proper communications between the broker, bank and me.

    Then tried another broker declined again. Even me and my wife both have stable and good sources of income at both time applied for loan.

    Then some of my friends suggested to go to bank direct. I went and applied for just pre-approval first, but it was worst idea to do. It took 2 months and still I didn't get pre-approval for home loan from one of reputed banks in S.A. and I withdrew my application.

    Finally my friend gave me a suggestion of Larry Vallelonga from AAA Mortgage Solutions. With his proper and genuine guidance and help to gather necessary documents and I got approved for home loan for my dream house in 2-3 weeks. That was best assistance anyone can get. Would recommend Larry Vallelonga, AAA Mortgage Solutions to every one of my friends.

    Thank you Larry
    much appreciated
    Regards

    Kalpeshkumar
    Paralowie

    That was best assistance anyone can get. November 3, 2015

  • You made us aware

    Hi Larry,
    I just wanted to take the time to express how grateful Joseph and I for your ongoing guidance and support through AAA Mortgage Solutions. We believe you have made our first experience in purchasing a house very pleasant.

    You made us aware of many aspects involved in purchasing, always presented us with all the options available and taught us many things along the way. Your commitment and follow up phones calls were always very much appreciated.

    We will definitely be in touch in the future for further business

    Thank you,
    Ester and Joseph
    Paradise

    You made us aware August 26, 2015

  • Larry was great, very helpful and dedicated.

    Larry was great, very helpful and dedicated to finding the right solutions for us. I would definatly recomend him to friends and family.

    Alexander
    Ridleyton

    Larry was great, very helpful and dedicated. July 8, 2015

Debt Consolidation, ROSE PARK

If you have equity in your home loan, and you wish to save interest on higher debts such as credit cards, store cards, car loans, personal loans and overdrafts, I can assist you to reduce monthly payments by consolidating these debts into your home loan. This way, you will be able to free up more funds each month. Alternatively, you may prefer to continue making the same payment as before. As a result, you will pay off your debts sooner and make a significant savings on interest cost.

First Home Buyers, ROSE PARK

I enjoy sharing the happiness and excitement in purchasing your first home. I am more than happy to offer my expertise in budgeting and costing, to assist with your planning. More importantly, I will assist you in getting the most suitable home loan that meets your needs. I can also assist with the paperwork for the First Home Owners Grant and other Statement Government assistance. If you are buying your first home in South Australia, I can provide you with property and/or suburb reports at no cost. My goal is to make your first home loan experience as pleasant as possible. Just remember, I will be there assisting you every step of the way.

Home Loan Pre-Approval, ROSE PARK

I can organise a pre-approval with only subject to finding a suitable property. This way, you can enjoy shopping with a peace of mind. My clients who have shopped with their Pre-approval Certificates have found that pre-approval has strengthened their bargaining power and boosted their confidence in placing their bids. I can assist you to obtain a pre-approval within 24 hours provided we don't have to wait for the required documents. Please contact me for further details.

Home Loans, ROSE PARK

My clients' needs are my first priority. I specialise in negotiating the best possible home loans to meet my clients' needs. Saving your money is what I do best, whether it be reducing your monthly payment, or paying off your loan sooner. I source loan products from a large panel of lenders, ranging from the Big 4, the 2nd Tier, and lenders that will help when the main stream lenders won't. I always do my best to help my clients. To this end, most of my clients have become my friends.

Investment Loans, ROSE PARK

Most of my clients purchase their investment properties using equity of their residential home. Thus, no cash outlay is required. If you are not sure whether you could do the same, please contact me. I will be more than happy to help. On the other hand, you can always buy an investment property with a combination of cash deposit and equity, or simply with cash deposit only. Although there are various reasons for investing in properties, many investors are interested in the "negative gearing" effect provided by investment properties. Briefly, the net loss resulting from your investment property is an allowable deduction against your other income. This has been used by many as an effective tax minimisation strategy. If you're looking for a loan for your investment property, I will assist you in looking at the costs and benefits of various loan packages. I can also work with your accountant and financial planner to find the best solutions for you. In addition, if you are buying your investment property in South Australia, I can provide you with property and/or suburb reports at no cost.

Low Doc Loans, ROSE PARK

If you are self-employed but you do not have the full financial history or tax returns to meet the requirements for a standard home loan, I can assist you with a low doc loan. Low doc loans generally require 12 months of BAS statements and an active ABN for at least 6 to 12 months. Some lenders may only require your declaration and your accountant's declaration. Most low doc loans are approved on a case by case basis. Please contact me to discuss your options if you wish to apply for a low doc loan.

Refinancing Loans, ROSE PARK

There are many reasons for refinancing your home loan: lower interest rate, 100% offset account, better redraw facility, no monthly fees, no annual fees, ability to have split loans, better customer service, the list is endless. Most importantly, there must be a benefit in doing so. When I assist you to refinance your home loan, I will first consider carefully your needs and circumstances. Then, I will endeavour to find a product that is most suitable for you to maximise your benefits.

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